Zach wearing a headset microphone speaks on stage while holding a presentation clicker, with a large convention backdrop behind him.

AI for insurance

Compliance is the only thing that will let you ship your AI program.

Format

Keynote or Workshop

Delivery

In Person & Virtual

Audience

Carriers & Claims

Fees from

$10,000+

The regulator already arrived

The NAIC Model Bulletin on the use of AI has now been adopted by roughly half the states, and the NAIC publishes a map of exactly which ones. If you write in more than a couple of jurisdictions, you are already inside it, whether or not your program has caught up. Transparency, explainability, and non-discrimination are no longer positions a carrier takes. They are things a carrier gets asked to demonstrate.

Most claims organizations I talk to treat that as the brake. Legal is the reason the pilot has not shipped, the vendor's model is a black box, and the program is waiting on a governance review that keeps getting rescheduled.

I think that reads your situation exactly backwards. Every carrier faces the same bulletin. The ones moving fastest right now are the ones who can answer the question when it arrives, without pausing the program to go find out.

Explainability is the thing that lets you deploy at all.

Why I can make that argument

At Yembo I built computer vision that assesses property from video and put it into production claims and inspection workflows in more than 20 countries. I also took that platform through ISO 27001, SOC 2 Type II, GDPR, and NIST 800-171, so I have been on the receiving end of the questions your compliance team is about to ask, and I know which of them are real.

That is the useful half of the talk. Not that AI can read a photo of a damaged roof, which your team already believes and your competitors already do, but which controls a claims model genuinely needs, which ones are theater, and what it costs to retrofit the difference after a program has already shipped.

When your leadership wants to work rather than listen, the 60-Minute Security Audit takes them through the data-handling questions directly, my work on AI for customer service covers the claims contact center, and AI for fine art logistics covers the documentation side of a contested high-value claim.

Where I have taught and spoken

CiscoEtsyCarMaxPMIAICPA & CIMAVirginia TechCal State FullertonCydcorArkusNexusIAMEPAAUX BrightonBrighton SEO

Bring this to your carriers

Tell me the audience and the date, and I will tell you whether I am the right fit. If your event is better served by someone else, I will say so.

Most teams book the full day: the keynote plus the AI Opportunity Audit, a four-hour working session on your own workflows, at $25,000 flat.

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Questions program chairs ask

Does Zach Rattner speak at insurance industry events?
Yes. Zach Rattner speaks to carriers, claims organizations, and insurance associations on AI in claims, underwriting, and risk assessment. He has shipped computer vision into production claims workflows and speaks from deployment experience rather than from vendor research.
How does AI regulation affect insurance carriers in 2026?
The NAIC Model Bulletin on the use of artificial intelligence has been adopted by 23 states and the District of Columbia as of the first quarter of 2026, and a twelve-state pilot of the NAIC AI Systems Evaluation Tool began in early 2026. Zach Rattner argues that carriers who built explainability and model governance in from the start are now the ones able to deploy quickly, because they can answer a regulator without pausing the program.
What does Zach Rattner know about insurance claims automation?
Zach Rattner is the co-founder and Chief Technology Officer of Yembo, an AI platform used in more than 20 countries that assesses property from video for claims and inspection workflows. He holds 31 granted US patents, many covering computer vision applied to measuring and documenting physical spaces, and he has taken an AI platform through ISO 27001, SOC 2 Type II, GDPR, and NIST 800-171.
What are Zach Rattner's speaking fees?
Zach Rattner's speaking fees start at $10,000 USD plus travel. The final number depends on the event type, the location, and whether the booking includes a workshop or a follow-up session.
Does Zach Rattner run workshops for insurance leadership teams?
Yes. Alongside keynotes, Zach Rattner runs working sessions for leadership teams of 8 to 25 people. For insurance audiences these usually focus on the governance and data handling questions that decide whether a claims AI program can ship, and on ranking claims workflows by where automation pays back first.